Belmont Cragin Market Report

90-day market data from Chicago MLS — updated February 15, 2026

Seller's Market
$360K Median Sale Price
23 Days to Contract
101% Sale-to-List Ratio
35 Homes Sold (90 days)

Source: MRED MLS, 90-day sold data. Updated February 15, 2026.

Example 2.5% commission on the Belmont Cragin median of $360K = $9,000. Net Gain's flat fee = $1,995.

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Price Band Breakdown

Where buyers are actually competing in Belmont Cragin

Price Range Sold Avg Days Sale-to-List Active
$200K-$250K Strongest Demand 2 40d 111% 0
$300K-$350K 9 8d 102% 1
$450K-$500K 4 21d 103% 0
$350K-$400K 8 22d 100% 3
$400K-$450K 6 68d 100% 4

The $200K-$250K range shows the strongest buyer demand with 2 sales averaging 40 days to contract at 111% of asking. No active competition in this band.

Market Velocity

How fast the Belmont Cragin market is moving

9%
Price Reduction Rate
Avg 43 days before cut
23d
Median Days to Contract
Fastest 25%: 8 days
0.9
Months of Supply
11 active listings

With only 9% of listings requiring price reductions, Belmont Cragin sellers who price correctly are finding buyers quickly.

Homes are taking 23 days to contract on average, though competitively priced properties move faster at 8 days.

With 0.9 months of inventory, this remains a seller's market where properly positioned listings have leverage.

What This Means for Your Listing

Commission savings at the Belmont Cragin median

Example 2.5% Commission
$9,000
Based on $360K median
vs
Up to $7K difference
Net Gain Flat Fee
$1,995
Same MLS exposure. Same professional service.
Commission rates are not set by law, vary by brokerage, and are fully negotiable. Buyer's agent compensation is separate and determined by the seller. Net Gain Realty charges a flat fee of $1,995 for listing services.

In a market where correctly priced homes sell in 23 days, the listing agent's job is clear: accurate pricing, professional marketing, and responsive transaction management. These are execution tasks—and you should decide what they're worth.

At $360K, that's $7,005 you keep by choosing flat fee over traditional commission. Same MLS listing. Same buyer exposure. Same professional service.

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Or send your address to matthew@netgain.realty for a property-specific analysis

Data sourced from Midwest Real Estate Data (MRED) MLS. Information deemed reliable but not guaranteed. Data represents recent MLS activity and is provided for informational purposes only. Not a guarantee of future results or property value.

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