Belmont Cragin Market Report
Single Family
90-day market data from Chicago MLS, updated February 15, 2026
Source: MRED MLS, 90-day sold data. Updated February 15, 2026.
This representation is based in whole or in part on data supplied by Midwest Real Estate Data, LLC for the period November 18, 2025 through February 15, 2026. Midwest Real Estate Data, LLC does not guarantee nor is it in any way responsible for its accuracy. Data maintained by Midwest Real Estate Data LLC may not reflect all real estate activity in the market.
Example 2.5% commission on the Belmont Cragin median of $360K = $9,000. Net Gain's flat fee = $1,995.
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Price Band Breakdown
Where buyers are actually competing in Belmont Cragin
| Price Range | Sold | Avg Days | Sale-to-List | Active |
|---|---|---|---|---|
| $200K-$250K Strongest Demand | 2 | 40d | 111% | 0 |
| $300K-$350K | 9 | 8d | 102% | 1 |
| $450K-$500K | 4 | 21d | 103% | 0 |
| $350K-$400K | 8 | 22d | 100% | 3 |
| $400K-$450K | 6 | 68d | 100% | 4 |
The $200K-$250K price range in Belmont Cragin shows the strongest buyer demand over the last 90 days with 2 closed sales, averaging 40 days from listing to contract, with buyers paying 111% of asking price. There are currently no active listings competing in this band, which means a new listing priced here would enter with zero direct competition and strong recent buyer activity as a baseline. Sellers in adjacent price bands should study this range carefully, as it represents the concentration point where the most transactions are occurring and where buyers have demonstrated the greatest willingness to compete.
Market Velocity
How fast the Belmont Cragin market is moving
Only 9% of active listings in Belmont Cragin have required price reductions, which indicates that most sellers entered the market with realistic expectations and found buyers without adjusting. Homes in Belmont Cragin are taking a median of 23 days to go under contract, though competitively priced properties are moving faster at 8 days. The gap between those two numbers reflects the penalty for overpricing in this market. With just 0.9 months of supply across 11 active listings, Belmont Cragin remains a seller's market. Limited inventory gives correctly priced listings leverage in negotiations, but that advantage disappears quickly for homes that sit beyond the median days on market.
What This Means for Your Listing
Commission savings at the Belmont Cragin median
The listing work is accurate pricing based on comparable sales data, professional photography and MLS marketing, and transaction management through closing. At the Belmont Cragin median of $360K, a traditional commission in the 2-3% range costs $9,000. Net Gain Realty provides the MLS listing, professional photography, and negotiation for a flat fee of $1,995. That is a potential difference of $7,005. The fee is flat, so it does not grow with the price of the home.
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